{"id":1620,"date":"2017-10-09T11:04:19","date_gmt":"2017-10-09T08:04:19","guid":{"rendered":"http:\/\/pzu.ee\/kodukindlustus\/"},"modified":"2026-05-27T14:32:05","modified_gmt":"2026-05-27T11:32:05","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/pzu.ee\/en\/home-insurance\/","title":{"rendered":"Home insurance"},"content":{"rendered":"<div class=\"home-banner\">\n<p class=\"home-banner__text\" style=\"color: #234678; font-size: 19px;\">\n    Our home insurance gives you peace of mind for your home and your belongings \u2013 <strong>if the unexpected happens, everything will be sorted quickly!<\/strong>\n  <\/p>\n<p style=\"margin: 0;\">\n    <img loading=\"lazy\" class=\"home-banner__image\" src=\"https:\/\/pzu.ee\/wp-content\/uploads\/2026\/05\/dom_argumenter_2.svg\" width=\"200\" height=\"200\" alt=\"\" decoding=\"async\">\n  <\/p>\n<\/div>\n<h3>Why choose PZU home insurance?<\/h3>\n<ul>\n<li>\n    <a href=\"https:\/\/test.pzu.ee\/en\/home-insurance\/home-assistance\/\"><strong>24-hour Koduabi (Home Assistance) service.<\/strong><\/a><br \/>\n    Our Home Assistance service is available 24\/7 to help deal with unexpected situations quickly and efficiently.\n  <\/li>\n<li>\n    <strong>Cover for malfunctions:<\/strong><br \/>\n    Applies to home contents and kitchen appliances that are up to four years old.\n  <\/li>\n<li>\n    <strong>Additional costs:<\/strong><br \/>\n    We cover the additional costs for the reduction of damage, cleaning and restoration so you can get back to normal quickly.\n  <\/li>\n<li>\n    <strong>Cover for fire:<\/strong><br \/>\n    We help restore landscaping to the extent of up to 3,000 euros and, if necessary, indemnify the medical treatment costs of your pet.\n  <\/li>\n<li>\n    <strong>Cover for solar panels:<\/strong><br \/>\n    We indemnify the loss of revenue from the sale of electricity if the panels are destroyed.\n  <\/li>\n<li>\n    <strong>Storage costs:<\/strong><br \/>\n    If an insured event makes it necessary to store your property, we will also cover the rental costs for secure storage.\n  <\/li>\n<li>\n    <strong>There is no deductible in many events:<\/strong><br \/>\n    In many events, no deductible applies \u2013 you will save your money and time.\n  <\/li>\n<li>\n    <strong>Flexible contract:<\/strong><br \/>\n    Enter into an insurance contract for up to three years, as you see fit \u2013 a simple and convenient solution. For further terms and conditions, read <a href=\"https:\/\/pzu.ee\/uldtingimused\/#toggle5\">here.<\/a>\n  <\/li>\n<\/ul>\n<section class=\"pzu-insured-block\" aria-labelledby=\"pzu-insured-title\">\n<h3 id=\"pzu-insured-title\">What we insure<\/h3>\n<div class=\"pzu-insured-list\">\n<div class=\"pzu-insured-feature\">\n<div class=\"pzu-insured-feature__image\">\n        <img src=\"https:\/\/pzu.ee\/wp-content\/uploads\/2026\/05\/01.02_dom2_ciemne.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\">\n      <\/div>\n<div class=\"pzu-insured-feature__text\">\n<h3>Residential buildings and apartments<\/h3>\n<p>We insure your home, whether it is a private house or an apartment, providing cover against unexpected damage.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"pzu-insured-feature\">\n<div class=\"pzu-insured-feature__image\">\n        <img src=\"https:\/\/pzu.ee\/wp-content\/uploads\/2026\/05\/01.24_wnetrze_meble_ciemne.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\">\n      <\/div>\n<div class=\"pzu-insured-feature__text\">\n<h3>Home contents<\/h3>\n<p><strong>Accompanying home contents:<\/strong><\/p>\n<p>The valuables accompanying you are protected anywhere in the world to the extent of up to 3,000 euros.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"pzu-insured-feature\">\n<div class=\"pzu-insured-feature__image\">\n        <img src=\"https:\/\/pzu.ee\/wp-content\/uploads\/2026\/05\/08.41_AGD_ciemne.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\">\n      <\/div>\n<div class=\"pzu-insured-feature__text\">\n<h3>Furnishings and equipment covered<\/h3>\n<p>In addition to the building, the insurance covers built-in kitchen, hall, wardrobe and bathroom furniture, as well as integrated kitchen appliances and sanitary ware.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"pzu-compensation-block\">\n<div class=\"pzu-compensation-block__inner\">\n<h3 style=\"color: white;\">How we indemnify<\/h3>\n<div class=\"pzu-compensation-list\">\n<div class=\"pzu-compensation-item\">\n<h3 style=\"color:white;font-size:18px;\"><strong>Building insurance at reinstatement value<\/strong><\/h3>\n<p>We maintain the value of your home! We indemnify damage so that you can restore the building to the equivalent value \u2013 with similar properties and quality as it was before the accident.<\/p>\n<\/p><\/div>\n<div class=\"pzu-compensation-item\">\n<h3 style=\"color:white;font-size:18px;\"><strong>Market value indemnification for home contents<\/strong><\/h3>\n<p>If damage occurs to older equipment, art or rare objects, we will indemnify these in the value they are worth today \u2013 considering their condition and properties.<\/p>\n<\/p><\/div>\n<div class=\"pzu-compensation-item\">\n<h3 style=\"color:white;font-size:18px;\"><strong>New for the old<\/strong><\/h3>\n<p>Your home deserves the best. In the event of damage, we will replace the damaged home contents with new ones of equivalent value, considering the specifications set out in the insurance terms and conditions.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Our home insurance gives you peace of mind for your home and your belongings \u2013 if the unexpected happens, everything will be sorted quickly! Why choose PZU home insurance? 24-hour Koduabi (Home Assistance) service. Our Home Assistance service is available 24\/7 to help deal with unexpected situations quickly and efficiently. Cover for malfunctions: Applies to [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":431,"comment_status":"closed","ping_status":"closed","template":"templates\/toode-template.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1620","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home insurance - read more | PZU Kindlustus<\/title>\n<meta name=\"description\" content=\"PZU home insurance gives you and your family more security about your home and property. 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