{"id":2007,"date":"2017-10-09T11:03:56","date_gmt":"2017-10-09T08:03:56","guid":{"rendered":"http:\/\/pzu.ee\/eraklient\/liikluskindlustus\/"},"modified":"2024-07-15T09:56:45","modified_gmt":"2024-07-15T06:56:45","slug":"mtpl-insurance","status":"publish","type":"page","link":"https:\/\/pzu.ee\/en\/mtpl-insurance\/","title":{"rendered":"Motor third party liability insurance"},"content":{"rendered":"<p>All vehicles entered in the Traffic Register must have motor third party liability insurance. A motor third party liability insurance contract constitutes an obligatory liability insurance of the possessor of the vehicle and it is governed by the <a href=\"https:\/\/www.riigiteataja.ee\/akt\/111042014001&amp;leiaKehtiv\" target=\"_blank\" rel=\"noopener noreferrer\">Motor\u00a0Third Party Liability Insurance Act<\/a>.<\/p>\n<p>In the case of a traffic accident or another insured event, the insurer will indemnify the proprietary and personal damage caused by the possessor of the vehicle to the other persons involved in a traffic accident. A motor third party liability insurance contract can be entered into for a term of up to one year and it provides insurance cover in the countries of the European Economic Area and other <a href=\"https:\/\/pzu.ee\/en\/mtpl-insurance\/green-card\/\">green card\u00a0<\/a>countries.<\/p>\n<p>The insurance payment consists of several different components. PZU Insurance takes into account the insurance risk posed by the policyholder when determining the insurance premium: for example, previous claims history (including history in other European Economic Area member states or Switzerland upon presenting a claims history certificate) and previous insurance history, as well as the risk associated with the vehicle: for example, the vehicle&#8217;s category, technical characteristics, usage method, and main area of use.<\/p>\n<p>The target market of motor third party liability insurance comprises the owners and authorised users of vehicles entered in the Estonian Traffic Register who are obliged to enter into a motor third party liability insurance contract on the basis of the Motor Insurance Act.<\/p>\n<p><strong>Motor third party liability insurance may either be extended automatically<\/strong><br \/>\n<strong>or not.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>All vehicles entered in the Traffic Register must have motor third party liability insurance. A motor third party liability insurance contract constitutes an obligatory liability insurance of the possessor of the vehicle and it is governed by the Motor\u00a0Third Party Liability Insurance Act. In the case of a traffic accident or another insured event, the [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":378,"comment_status":"closed","ping_status":"closed","template":"templates\/toode-template.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-2007","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Motor third party liability insurance - read more | PZU Kindlustus<\/title>\n<meta name=\"description\" content=\"All vehicles entered in the Traffic Register must have motor third party liability insurance. 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