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+372 622 4599

About the company

PZU Insurance is the Estonian Branch of the Lithuanian insurance company AB Lietuvos draudimas, which is a part of the international PZU Group and uses the PZU trademark in Estonia. PZU is one of the biggest insurance groups in Central and Eastern Europe and is represented in Ukraine, Lithuania, Latvia and Estonia in addition to Poland, the country where the Group originally hails from. PZU entered the Estonian market in 2013. In the following year, PZU acquired the assets of the RSA Insurance Group in Poland, Latvia, Lithuania and Estonia, and hence became the market leader in the Baltic States.

PZU Group

You are able to examine the structure of the PZU Group here.

The state-owned company PZU SA (Powszechny Zakład Ubezpieczeń Spółka Akcyjna) was founded in 1803 in Poland, becoming the first Polish insurance company. Currently, PZU is the largest insurance company in Poland in terms of turnover, the number of customers, sales network, employees, as well as partners. The services of the Group include life and property insurance, administration of pension assets, investment funds and products related to savings and deposits. The long-term strategy of PZU includes the objective of gradually increasing the proportion of activities of the Group in the banking sector. In spring 2017, state shareholding in PZU amounted to 34.1875%.

PZU has been listed on the Warsaw Stock Exchange (Giełda Papierów Wartościowych w Warszawie) since 2010. In August 2020, S&P Global Services issued PZU “A-” rating with a “stable” outlook. According to the agency PZU should deliver results relatively comparable with its main international insurance peers in 2020,despite its goodwill impairment of Polish zloty(PLN) 827 million on its banking investments. Furthermore, the group will likely continue to retain a comfortable capital cushion above the ‘AAA’ requirements of S&P Global Ratings’ capital model. The financial data of the PZU Group are disclosed on the PZU website.

Values of the PZU Group


  • We have an established position on the insurance market. We pursue our activities in a responsible and safe manner.


  • We use transparent rules and a simple language to communicate. We design transparent and custom-made products and keep our commitments in our activities.


  • We actively seek improvements in our business operations. We use our client knowledge to design solutions enhancing their security and ability to take care of the future.


  • We keep our promises and help in difficult situations (not just by paying out indemnities or adjusting claims). Our goal is to provide education in finance, health and broadly understood security. We are also not indifferent to social problems. We watch threats and respond wherever we have a chance to change anything for the better.


PZU is AB "Lietuvos draudimas" Estonian Branch trademark in Estonia. AB "Lietuvos draudimas" is Lithuanian insurance company, that is part of the international PZU Group. Before entering into an insurance contract, please examine the terms and conditions or dial +372 622 4599 for additional information.