Terms and conditions
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General terms and conditions
- General terms and conditions of Insurance contracts U100/2022(Valid for contracts entered into as of 20.01.2023)
- General terms and conditions of Insurance contracts U100/2020 (Valid for contracts entered into as of 12.05.2020)
- General terms and conditions of Insurance contracts U100/2019 (Valid for contracts entered into as of 16.04.2019)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
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Motor third party liability insurance
Traffic insurance is regulated by the Motor Insurance Act and Law of Obligations Act.
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Comprehensive motor insurance
- Terms and conditions of Comprehensive Motor Insurance A300/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance A300/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance A300/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance A300/2017
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance A300/2017
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance S100/2017
- General terms and conditions of Insurance contracts U100/2022
Car and small truck
The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 29.03.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
For the client of SEB Bank*
The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 29.03.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
For the client of BMW and MINI Financial Services
The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 29.03.2022
Bus, trailer, motorcycle, lorry
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
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Travel insurance
- Travel insurance product information document
- Travel insurance product information document (repetitive travel insurance)
- Travel insurance terms and conditions M100/2022
- Terms and conditions of travel insurance M200/2022 Special terms and conditions of COVID-19 coverage
- General terms and conditions of Insurance contracts U100/2022
- Travel insurance terms and conditions M100/2022
- Terms and conditions of travel insurance M200/2022 Special terms and conditions of COVID-19 coverage
- General terms and conditions of Insurance contracts U100/2022
- Travel insurance terms and conditions no. 761/2021
- General terms and conditions of Insurance contracts U100/2020
- Travel insurance terms and conditions no. 761
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of travel insurance R100/2022(Gold, Silver, Child)
- SEB Platinum card terms and conditions of travel insurance R200/2022
- SEB Mastercard World Elite credit card travel insurance terms and conditions R400 / 2022
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 11.11.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 14.12.2021
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
For the client of SEB Bank*
The terms and conditions are valid for quotes issued and contracts entered into as of 15.03.22
The terms and conditions are valid for quotes issued and contracts entered into as of 01.10.2018
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Accident insurance
- Terms and conditions of accident insurance OJ100/2017
- Table of accident insurance indemnity
- General terms and conditions of Insurance contracts U100/2022
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
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Home insurance
- Terms and conditions of home insurance K100/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of home insurance K100/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of home insurance K100/2017
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of home insurance K100/2017
- General terms and conditions of Insurance contracts U100/2019
- Terms and conditions of home insurance SEB-K100/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of home insurance SEB-K100/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of home insurance SEB-K100/2017
- General terms and conditions of Insurance contracts U100/2020
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 21.06.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
For the client of SEB Bank*
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 06.12.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
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Contractor’s plant and machinery insurance
The terms and conditions are valid for quotes issued and contracts entered into as of 12.02.2019
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Property insurance
- Terms and conditions of property insurance V100/2020
- General terms and conditions of Insurance contracts U100/2022
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 24.04.2020
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Liability insurance for transport companies
- Freight liability insurance terms and conditions F100/2015
- Excluded countries and regions F220/2015 (Valid for contracts entered into as of 01.02.2015)
The terms and conditions are valid for quotes issued and contracts entered into as of 15.12.2015
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Liability insurance
- Professional liability insurance product information document
- General Third Party Liability insurance product information document
- Employer’s liability insurance product information document
- Product Liability Insurance product information document
The terms and conditions are valid for quotes issued and contracts entered into as of 01.01.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
The terms and conditions are valid for quotes issued and contracts entered into as of 15.01.2021
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
The terms and conditions are valid for quotes issued and contracts entered into as of 20.02.2021
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
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Insurance for goods in transit
- Terms and conditions of goods in transit insurance C100/2015
- Excluded countries and regions C200/2015 (Valid for contracts entered into as of 01.02.2015)
The terms and conditions are valid for quotes issued and contracts entered into as of 03.11.2015
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Financial guarantee insurance
- Suretyship insurance terms No 736 (Valid for contracts entered into as of 25.06.2013)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
- Suretyship insurance conditions for the performance of contractual obligations of travel undertaking no 785
- General terms and conditions of Insurance contracts U100/2019
- Suretyship insurance conditions for the performance of contractual obligations of travel undertaking no 785 (Valid for contracts entered into as of 09.08.2013)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
The terms and conditions are valid for quotes issued and contracts entered into as of 25.06.2013
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
The terms and conditions are valid for quotes issued and contracts entered into as of 09.08.2013
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Construction all risk insurance
- Terms and conditions of Construction All Risk Insurance CA100/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Construction All Risk Insurance CA100/2015
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Construction All Risk Insurance CA100/2015
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Construction All Risk Insurance CA100/2015
- General terms and conditions of Insurance contracts U100/2019
- Terms and conditions of Construction All Risk Insurance CA100/2015 (in Estonian)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
- Terms and conditions of Construction All Risk Insurance CA100/2015 (in Estonian)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
The terms and conditions are valid for quotes issued and contracts entered into as of 03.11.2015
The terms and conditions are valid for quotes issued and contracts entered into as of 28.03.2017
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Employer's health insurance
- Employers health insurance terms and conditions H100/2022
- General terms and conditions of Insurance contracts U100/2022
- Employers health insurance terms and conditions H100/2022
- General terms and conditions of Insurance contracts U100/2020
- Employers health insurance terms and conditions H100/2021
- General terms and conditions of Insurance contracts U100/2020
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.09.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 16.07.2021
The terms and conditions are valid for quotes issued and contracts entered into as of 15.12.2020
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Insurance product information documents
- Motor third party liability insurance
- Comprehensive motor insurance (car_small truck)
- Comprehensive motor insurance (bus_trailer_motorcycle_lorry)
- Travel insurance
- Travel insurance (repetitive travel insurance)
- Accident insurance
- Home insurance
- Construction machinery and equipment insurance
- Commercial Property insurance
- Professional liability insurance
- Transport company liability insurance
- General Third party Liability insurance
- General Third party Liability insurance
- Loan protection unempoliment cover
- Product Liability insuranceEmployer’s liability insurance
- Construction all risk insurance
- Employer´s health insurance
- Insurance product information documents archive
*For insurance contracts mediated by SEB
PZU is AB "Lietuvos draudimas" Estonian Branch trademark in Estonia. AB "Lietuvos draudimas" is Lithuanian insurance company, that is part of the international PZU Group. Before entering into an insurance contract, please examine the terms and conditions or dial +372 622 4599 for additional information.
