Liiklus+

More than just motor third party liability insurance! A practical choice for an older car.

You have a reliable older car or small van, the leasing is over or the vehicle is fully paid off, and the price of casco insurance no longer makes sense considering the car’s value? But at the same time, you don’t want to bear the costs alone in case of a collision with a large wild animal or a traffic accident? If yes, then the extended protection offered by Liiklus+ is just for you!

12 reasons to choose PZU Liiklus+

• When motor third party liability insurance is not enough
• When casco insurance is too expensive compared to the car’s value
• When the car is fully yours (i.e., fully paid off)
• When you want to protect your own car in case of an accident
• When you often drive on highways and large wild animals threaten your journey
• When you value flexibility and want to choose your own protections
• When you need 24/7 roadside assistance to tow the car to a repair shop and take passengers to their destination within Estonia in case of an incident
• When you want quick help in case of a sudden battery problem or tire damage
• When you want control over unexpected costs – fixed price, transparent protection
• When you value flexibility in choosing the insurance period – Liiklus+ contracts can be concluded for 6 or 12 months
• When you want the transport costs of a damaged or destroyed vehicle to be covered
• When you travel with your car in Europe (except Armenia, Azerbaijan, Georgia, Kazakhstan, Moldova, Ukraine, Belarus, and Russia)

What protection suits you? Build your own package!

With us, your Liiklus+ is tailored to you! Choose additional protections alongside the mandatory motor third party liability insurance – exactly as much as you need. No more. No less.

Liiklus+ includes:

1. Road Accident
2. Collision with a Large Wild Animal
3. PZU Roadside Assistance

Large Wild Animal Insurance:

1. Collision with a Large Wild Animal
2. PZU Roadside Assistance

PZU Roadside Assistance:

24/7 Roadside Assistance

• What do we insure?

  Road Accident

  Liiklus+ protection applies to traffic accidents that occur on the road or in other areas used for regular traffic when the following three conditions are met:

  1. The vehicle collides with another vehicle, pedestrian, cyclist, or light personal vehicle
  2. The vehicle is destroyed or damaged
  3. PZU has a legal obligation under the Motor Insurance Act to compensate the other party

  Collision with a Large Wild Animal

  Protection applies if the insured car is damaged or destroyed as a result of a collision with the following large wild animals: wolf, bear, lynx, wild boar, deer, elk, or roe deer.

  PZU Roadside Assistance

  Applies when driving is obstructed by an unexpected and unforeseeable incident, such as:

  • Traffic accident or technical failure
  • Tire damage or running out of fuel
  • Getting stuck in snow or sand
  • Vehicle won’t start or alarm system malfunction

  If the car cannot continue driving, we will:

  • Transport it to the nearest repair facility
  • Take all passengers from the scene to their destination within Estonia

  Note! Roadside assistance is valid only if ordered via PZU contact phone: +372 622 4599.

• What to keep in mind for claims compensation?

  • Deductible: €300 (no deductible applies to Roadside Assistance services)
  • Compensation limit: up to €20,000