Terms and conditions
-
General terms and conditions
- General terms and conditions of Insurance contracts U100/2023(Valid for contracts entered into as of 09.01.2024)
- General terms and conditions of Insurance contracts U100/2022(Valid for contracts entered into as of 20.01.2023)
- General terms and conditions of Insurance contracts U100/2020 (Valid for contracts entered into as of 12.05.2020)
- General terms and conditions of Insurance contracts U100/2019 (Valid for contracts entered into as of 16.04.2019)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
-
Motor third party liability insurance
Traffic insurance is regulated by the Motor Insurance Act and Law of Obligations Act.
-
Comprehensive motor insurance
- Terms and conditions of Comprehensive Motor Insurance A300/2023
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of Comprehensive Motor Insurance A300/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance A300/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance A300/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance A300/2017
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2023
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance SEB-A300/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance A300/2017
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2023
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Comprehensive Motor Insurance BMW-A300/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Comprehensive Motor Insurance S100/2017
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of Comprehensive Motor Insurance S100/2017
- General terms and conditions of Insurance contracts U100/2022
Car and small truck
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 29.03.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
For the client of SEB Bank*
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 29.03.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
For the client of BMW and MINI Financial Services
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 29.03.2022
Bus, trailer, motorcycle, lorry
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
-
Travel insurance
- Travel insurance terms and conditions M100/2023
- Terms and conditions of travel insurance M200/2023 Special terms and conditions of COVID-19 coverage
- General terms and conditions of Insurance contracts U100/2023
- Travel insurance terms and conditions M100/2023
- Terms and conditions of travel insurance M200/2023 Special terms and conditions of COVID-19 coverage
- General terms and conditions of Insurance contracts U100/2022
- Travel insurance terms and conditions M100/2022
- Terms and conditions of travel insurance M200/2022 Special terms and conditions of COVID-19 coverage
- General terms and conditions of Insurance contracts U100/2022
- General terms and conditions of Insurance contracts U100/2023
- Multi-trip travel insurance product information document
- Terms and conditions of multi-trip travel insurance Travel R100/2024
- Terms and conditions of multi-trip travel insurance Family R200/2024
- Terms and conditions of multi-trip travel insurance Business R500/2024
- General terms and conditions of Insurance contracts U100/2023
- Credit card travel insurance product information document
- Terms and conditions of multi-trip travel insurance Premium R300/2024
- Terms and conditions of multi-trip travel insurance World Elite R400/2024
- Terms and conditions of travel insurance R100/2022(Gold, Silver, Child)
- SEB Platinum card terms and conditions of travel insurance R200/2022 (Valid until April 15, 2024)
- SEB Mastercard World Elite credit card travel insurance terms and conditions R400 / 2022 (Valid until April 15, 2024)
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 25.08.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
For the client of SEB Bank*
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2024
The terms and conditions are valid with the corresponding SEB credit card as of 16.04.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 15.03.2022
-
Accident insurance
- Terms and conditions of accident insurance OJ100/2023
- Table of accident insurance indemnity
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of accident insurance OJ100/2023
- Table of accident insurance indemnity
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of accident insurance OJ100/2017
- Table of accident insurance indemnity
- General terms and conditions of Insurance contracts U100/2022
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 24.10.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
-
Home insurance
- Terms and conditions of home insurance K100/2022
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of home insurance K100/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of home insurance K100/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of home insurance K100/2017
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of home insurance K100/2017
- General terms and conditions of Insurance contracts U100/2019
- Terms and conditions of home insurance SEB-K100/2022
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of home insurance SEB-K100/2022
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of home insurance SEB-K100/2022
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of home insurance SEB-K100/2017
- General terms and conditions of Insurance contracts U100/2020
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 21.06.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
For the client of SEB Bank*
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 06.12.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
-
Contractor’s plant and machinery insurance
- Ehitusmasinate kindlustuse tingimused E100/2023
- General terms and conditions of Insurance contracts U100/2023
- Ehitusmasinate kindlustuse tingimused E100/2023
- General terms and conditions of Insurance contracts U100/2022
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 12.09.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.02.2019
-
Property insurance
- Terms and conditions of property insurance V100/2024
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of property insurance V100/2020
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of property insurance V100/2020
- General terms and conditions of Insurance contracts U100/2022
The terms and conditions are valid for quotes issued and contracts entered into as of 01.11.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 24.04.2020
-
Liability insurance for transport companies
- Freight liability insurance terms and conditions F100/2015
- Excluded countries and regions F220/2015 (Valid for contracts entered into as of 01.02.2015)
The terms and conditions are valid for quotes issued and contracts entered into as of 01.12.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 15.12.2015
-
Liability insurance
- General Third Party Liability insurance product information document
- Employer’s liability insurance product information document
- Product Liability Insurance product information document
- Professional liability insurance product information document
The terms and conditions are valid for quotes issued and contracts entered into as of 01.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 01.01.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
The terms and conditions are valid for quotes issued and contracts entered into as of 01.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 15.01.2021
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
The terms and conditions are valid for quotes issued and contracts entered into as of 20.02.2021
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
The terms and conditions are valid for quotes issued and contracts entered into as of 01.01.2022
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2011
-
Insurance for goods in transit
- Terms and conditions of goods in transit insurance C100/2023
- Excluded countries and regions C200/2023
- Terms and conditions of goods in transit insurance C100/2015
- Excluded countries and regions C200/2015 (Valid for contracts entered into as of 01.02.2015)
The terms and conditions are valid for quotes issued and contracts entered into as of 01.09.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 03.11.2015
-
Financial guarantee insurance
- Suretyship insurance terms No 736 (Valid for contracts entered into as of 25.06.2013)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
- Suretyship insurance conditions for the performance of contractual obligations of travel undertaking B200/2022
- General terms and conditions of Insurance contracts U100/2022
- Suretyship insurance conditions for the performance of contractual obligations of travel undertaking no 785
- General terms and conditions of Insurance contracts U100/2019
- Suretyship insurance conditions for the performance of contractual obligations of travel undertaking no 785 (Valid for contracts entered into as of 09.08.2013)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 16.06.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
The terms and conditions are valid for quotes issued and contracts entered into as of 25.06.2013
The terms and conditions are valid for quotes issued and contracts entered into as of 16.06.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
The terms and conditions are valid for quotes issued and contracts entered into as of 09.08.2013
-
Construction all risk insurance
- Terms and conditions of Construction All Risk Insurance CA100/2023
- General terms and conditions of Insurance contracts U100/2023
- Terms and conditions of Construction All Risk Insurance CA100/2023
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Construction All Risk Insurance CA100/2015
- General terms and conditions of Insurance contracts U100/2022
- Terms and conditions of Construction All Risk Insurance CA100/2015
- General terms and conditions of Insurance contracts U100/2020
- Terms and conditions of Construction All Risk Insurance CA100/2015
- General terms and conditions of Insurance contracts U100/2019
- Terms and conditions of Construction All Risk Insurance CA100/2015 (in Estonian)
- General terms and conditions of Insurance contracts U100/2015 (Valid for contracts entered into as of 03.11.2015)
- Terms and conditions of Construction All Risk Insurance CA100/2015 (in Estonian)
- General terms and conditions of Insurance contracts U100/2017 (Valid for contracts entered into as of 28.03.2017)
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 01.06.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 12.05.2020
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2019
The terms and conditions are valid for quotes issued and contracts entered into as of 03.11.2015
The terms and conditions are valid for quotes issued and contracts entered into as of 28.03.2017
-
Employer's health insurance
- Employers health insurance terms and conditions H100/2024
- General terms and conditions of Insurance contracts U100/2023
- Employers health insurance terms and conditions H100/2023
- General terms and conditions of Insurance contracts U100/2023
- Employers health insurance terms and conditions H100/2023
- General terms and conditions of Insurance contracts U100/2022
The terms and conditions are valid for quotes issued and contracts entered into as of 08.10.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 09.01.2024
The terms and conditions are valid for quotes issued and contracts entered into as of 07.11.2023
The terms and conditions are valid for quotes issued and contracts entered into as of 20.01.2023
-
Insurance product information documents
- Motor third party liability insurance
- Comprehensive motor insurance (car_small truck)
- Comprehensive motor insurance (bus_trailer_motorcycle_lorry)
- Travel insurance
- Travel insurance (repetitive travel insurance)
- Accident insurance
- Home insurance
- Construction machinery and equipment insurance
- Property insurance
- Professional liability insurance
- Transport company liability insurance
- General Third party Liability insurance
- General Third party Liability insurance
- Loan protection unempoliment cover
- Product Liability insurance
- Employer’s liability insurance
- Construction all risk insurance
- Employer´s health insurance
-
Insurance product information documents archive
- Property insurance
- Comprehensive motor insurance product information document (car and small truck)
- Employer´s health insurance product information document
- Travel insurance product information document
- Construction all risk insurance product information document
- Motor third party liability insurance product information document
- Professional liability insurance product information document
-
Purchase insurance (for SEB credit card holders)
The terms and conditions are valid for quotes issued and contracts entered into as of 16.04.2024
*For insurance contracts mediated by SEB
PZU is AB "Lietuvos draudimas" Estonian Branch trademark in Estonia. AB "Lietuvos draudimas" is Lithuanian insurance company, that is part of the international PZU Group. Before entering into an insurance contract, please examine the terms and conditions or dial +372 622 4599 for additional information.
